Our Lending Best Practices

The West Side Lending team is committed to the certain and specific responsible
lending guidelines, which ensure a customer’s rights and privacy.

Courtesy and Respect

At West Side Lending, the customer is #1! Our team is dedicated to treating each customer with the utmost respect and courtesy. Whether you are a past, current, or future customer, never hesitate to reach out to us with questions or concerns.

Full Disclosure on Fees

West Side Lending is committed to ensuring our customers clearly understand our installment loan rates and terms. You will know exactly what the total repayment amount will be before you apply.

Right to Cancel

It’s your right to cancel your loan, no strings attached. Our guidelines simply require that you cancel within 24 hours after the cash disbursement date and we will set up a draft to reverse the loan proceeds.

We verify applicant and credit information through national databases including, but not limited to, Clarity, Factor Trust, and Microbilt.

Loan Applications approved and processed by 12:30pm CST of any business day will be funded the same day; Loan Applications approved and processed after 12:30pm CST will be funded by the next business day. Unavoidable delays that occur as a result of bank holidays, the processing schedule of your particular bank, inadvertent processing errors, “acts of God,” and/or “acts of terror” may extend the time for the deposit and may cause a change in the Disbursement Date as disclosed herein.

West Side Lending LLC is an economic arm and instrumentality of the Menominee Tribe of Wisconsin, a federally recognized sovereign Indian nation (the “Tribe”) that adheres to federal consumer finance laws and operates within the boundaries of the Tribe's reservation. West Side Lending LLC is chartered under and operates pursuant to Tribal Law. Funds borrowed from West Side Lending LLC are governed by federal law and the laws of the Tribe, not the law of the state where you reside. Nothing in this communication should be construed as a waiver of sovereign immunity, which is expressly reserved.

Please note: This is an expensive form of credit. West Side Lending’s loans are designed to assist you in meeting your short-term borrowing needs and are not intended as a long-term credit or financial solution. Examples of unexpected emergencies for which this credit might be used are car repair bills, medical care, or essential travel expenses. Appropriate alternatives to West Side Lending’s credit product are cash advances, personal loans, home equity lines of credit, existing savings, or borrowing from a friend or relative, as such alternatives may be less expensive and a better fit for your financial needs.

The Annual Percentage Rate (“APR”) as applied to your loan will range from 630%-780% depending on your payment schedule, pay frequency, loan term, and the amount of your loan. Non- payment may result in additional fees and collection activities as described in your loan agreement and as allowed by Tribal and applicable federal law.

Credit products obtained through this website are not available to residents of all states and state availability may change from time to time without notice. Currently, residents of Arkansas, Colorado, Connecticut, Georgia, Massachusetts, Minnesota, New Jersey, New Mexico, New York, North Carolina, Pennsylvania, South Dakota, Utah, Vermont, Virginia, West Virginia, Wisconsin, and Washington, D.C. are not eligible for a loan from West Side Lending LLC.

  • Customer Support

  •    support@westsidelend.com

  •    PO Box 687 Keshena, WI 54135

  •   Toll Free: 888-217-7531
           Tribal Dispute: 833-341-5479
           Fax: 906-373-3033

  • West Side Lending supports efforts to combat fraud in the lending industry. If you believe you have been a victim of fraud, please contact your local law enforcement authority and the Online Lenders Alliance Consumer Hotline at 866-299-7585.

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