DATE POLICY 12/11/2020

PRIVACY POLICY

FACTS

WHAT DOES West Side Lending, LLC DO WITH YOUR PERSONAL INFORMATION

Why?	Financial companies choose how they share Your personal information. Consumers have the right to limit some but not all sharing. This notice tells You how We collect, share, and protect Your personal information. Please read this notice carefully to understand what We do.
What?	The types of personal information We collect and share depend on the product or service You have with Us. This information can include: Social Security number and checking account information Payment history and income *Employment information and wire transfer instructions
How?	All financial companies need to share customers’ personal information to run their everyday business. In the section below, We list the reasons financial companies can share their customers personal information; the reason West Side Lending, LLC chooses to share; and whether You can limit this sharing.

Reasons we can share your personal information	Does West Side Lending, LLC share?	Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	YES	NO
For our marketing purposes to offer our products and services to You	YES	NO
For joint marketing with other financial companies	YES	NO
For our affiliates’ everyday business purposes-information about your transactions and experiences	YES	NO
For our affiliates’ everyday business purposes-information about your creditworthiness	YES	YES
For our affiliates to market to you	YES	YES
For non-affiliates to market to you	YES	YES

To limit our sharing	Visit Us on the web at www.westsidelend.com Contact Us via email at support@westsidelend.com Please note: If You are a new customer, We can begin sharing Your information 30 days from the date We sent this notice. When You are no longer our customer, We can share Your information as described in this notice. However, You can contact Us at any time to limit our sharing.
Questions? Call 888-217-7531 or go to www.westsidelend.com	Call 888-217-7531 or go to www.westsidelend.com

Who we are:
Who is providing this notice?	West Side Lending, LLC, a business entity of the Menominee Tribe of Wisconsin

What we do:
How does West Side Lending, LLC protect my personal information?	To protect Your personal information from unauthorized accessand use, We use security measures. These measures includecomputer safeguards and secured files and buildings.
How does West Side Lending, LLC collect my personal information?	We collect Your personal information, for example, when You Apply for a loan Give Us Your income information Tell Us where to send the money Provide account information *Provide employment information We also collect Your personal information from others, such ascredit bureaus, affiliates or other companies.
Why can’t I limit all sharing?	You have the right to limit only sharing for affiliates’ everyday business purposes – informationabout Your creditworthiness affiliates from using Your information to market to You *sharing for non-affiliates to market to You
What happens when I limit sharing for an account I hold jointly with someone else?	Your choices will apply to everyone on your account.

Definitions:
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. *Our affiliates include other business entities of the Tribe.
Non-affiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies.
Joint marketing	A formal agreement between non-affiliated financial companies that together market financial products or services to You. West Side Lending, LLC, does not jointly market.

See what you’re approved for today

We verify applicant and credit information through national databases including, but not limited to, Clarity, Factor Trust, and Microbilt.

Loan Applications approved and processed by 12:30pm CST of any business day will be funded the same day; Loan Applications approved and processed after 12:30pm CST will be funded by the next business day. Unavoidable delays that occur as a result of bank holidays, the processing schedule of your particular bank, inadvertent processing errors, “acts of God,” and/or “acts of terror” may extend the time for the deposit and may cause a change in the Disbursement Date as disclosed herein.

West Side Lending LLC is an economic arm and instrumentality of the Menominee Tribe of Wisconsin, a federally recognized sovereign Indian nation (the “Tribe”) that adheres to federal consumer finance laws and operates within the boundaries of the Tribe's reservation. West Side Lending LLC is chartered under and operates pursuant to Tribal Law. Funds borrowed from West Side Lending LLC are governed by federal law and the laws of the Tribe, not the law of the state where you reside. Nothing in this communication should be construed as a waiver of sovereign immunity, which is expressly reserved.

Please note: This is an expensive form of credit. West Side Lending’s loans are designed to assist you in meeting your short-term borrowing needs and are not intended as a long-term credit or financial solution. Examples of unexpected emergencies for which this credit might be used are car repair bills, medical care, or essential travel expenses. Appropriate alternatives to West Side Lending’s credit product are cash advances, personal loans, home equity lines of credit, existing savings, or borrowing from a friend or relative, as such alternatives may be less expensive and a better fit for your financial needs.

The Annual Percentage Rate (“APR”) as applied to your loan will range from 630%-780% depending on your payment schedule, pay frequency, loan term, and the amount of your loan. Non- payment may result in additional fees and collection activities as described in your loan agreement and as allowed by Tribal and applicable federal law.

Credit products obtained through this website are not available to residents of all states and state availability may change from time to time without notice. Currently, residents of Arkansas, Colorado, Connecticut, Georgia, Massachusetts, Minnesota, New Jersey, New Mexico, New York, North Carolina, Pennsylvania, South Dakota, Utah, Vermont, Virginia, West Virginia, Wisconsin, and Washington, D.C. are not eligible for a loan from West Side Lending LLC.

Customer Support
support@westsidelend.com
PO Box 687 Keshena, WI 54135
  Toll Free: 888-217-7531
       Tribal Dispute: 833-341-5479
       Fax: 906-373-3033

West Side Lending supports efforts to combat fraud in the lending industry. If you believe you have been a victim of fraud, please contact your local law enforcement authority and the Online Lenders Alliance Consumer Hotline at 866-299-7585.

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