West Side Lending is a tribal lending entity wholly owned by the Menominee Tribe, a Federally Chartered Sovereign American Indian Tribe. We offer loans to people with credit issues to help in a time of need. We abide by the following Federal laws including: Truth in Lending Act Electronic Funds Transfer Act Fair Debt Collection Practices Fair Credit Reporting Act Privacy Provisions of the Gramm-Leach-Bliley Act Equal Credit Opportunity Act How it Works Installment loans are a great alternative to payday loans because they are a short-term loan that allows you to pay a portion due each month instead of all of the balance on your next payday. West Side Lending, as a tribal lender, complies with federal laws and regulations as well as the laws of the Menominee Tribe. This gives borrowers who may have a hard time finding loans through traditional channels the opportunity to qualify for an unsecured loan with us. West Side Lending has certain requirements. You must be at least 21 years of age, a US Citizen, and have an open checking account that currently receives employment income by direct deposits. We may accept paper checks, in lieu of electronic payroll deposits, as long as such checks are deposited on a consistent basis. When you initially apply for an installment loan from West Side Lending, you may qualify up to $1,500 as a first-time borrower. Returning customers with a good payment history, however, can qualify for larger amounts of up to $5,000 with lower rates.